AI做多对多收款核对：一笔汇款对应多张订单

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{
  "allocations": [
    {
      "payment_id": "P1",
      "order_id": "O1",
      "amount": "60.00"
    },
    {
      "payment_id": "P1",
      "order_id": "O2",
      "amount": "20.00"
    },
    {
      "payment_id": "P2",
      "order_id": "O2",
      "amount": "30.00"
    }
  ],
  "review": [
    {
      "payment_id": "P3",
      "unallocated": "20.00",
      "reason": "ambiguous-or-unknown-order"
    }
  ],
  "outstanding": {
    "O1": "0.00",
    "O2": "0.00",
    "O3": "40.00"
  }
}